Meet your financial needs

Borrow better for the planned and unexpected

Flexible and dependable, personal loans can be used to cover almost any expense.Break big expenses into manageable payments

  • icon 100% Safe & Secure
  • icon Instant Process
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We believe you are more than a number.

100M+

Loans Given

15000+

Customers Served

150

Countries

A Better Way to Get Loan

How it works

It's easier than you think. Follow the following simple easy steps

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1. Fill the form

Fill basic information for us to get in touch with you.

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2. Get pre-qualified

Verify your ID and get on a quick video call with a loan specialist.

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3. Send documents

Upload your documents on the Wells Fargo Capital Online BanK app and get approved in

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4. Get a Loan

Make smart spending decisions on the spot. Our budgeting too

Put Your Plans into Action

Choose the Personal loan amount that you need ($1,000 to $30,000) and the payment period (6–18 months) that suits you best.

Monthly Payment: $608.89
Monthly Payment: $1208.89
Monthly Payment: $1808.89
Monthly Payment: $2408.89
Apply for a Personal loan
  • icon No SSN or credit history required
  • icon Checking for rate won't impact credit score
  • icon No prepayment fees

We’ve helped more than 15,000 customers

Our goal is to help you grow. 4.4 out of 5 based on 155 reviews

I was genuinely impressed with the professionalism and the quality of service. Highly recommended!

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Grace Lim

Top-quality service with a personal touch that makes all the difference. I would definitely use them again.

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Benjamin Ortiz

I appreciate the quick turnaround and the exceptional quality. It’s rare to see such dedication.

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Mia Johnson

I can't thank them enough for their swift and effective service. They really stand out in the market!

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David K
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don’t have an SSN yet there is no need to worry

Be Eligible Without SSN or Credit History

We look at holistic profile of individuals, and do no rely only on traditional credit history. We look at all indications of financial responsibility.

  • icon Current employment or employability
  • icon Education
  • icon Financial Behavior
Feel free to pay as early as you want

Pay early without Any Extra Cost

No prepayment penalty for early payment, pay as soon as you want.

  • icon Fast and Easy
  • icon Early Loan Repaymnet
  • icon No Hidden Fees
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Easy access to all your personal needs

Loans, minus the paperwork and haggling.

We make borrowing uncomplicated by setting clear criteria that you can view beforehand to decide if we fit your needs.

  • icon Competitively priced and tailored for you.
  • icon Get an overview on your loans in the app.
Quick & easy Education loan

Take One Step Closer to Your Dream.

Get Education loans approved within days with transparent lending criteria and transparent processes.

Apply for a loan

Please fill the form below. We will get in touch with you within 1-2 business days, to request all necessary details

If you have question,we have answer

Frequently asked questions

Get answers to all questions you have and boost your knowledge so you can save, invest and spend smarter. See all questions here!

You can easily locate the nearest Wells Fargo Capital branch or ATM using our online locator tool. Simply visit our website, go to the 'Locations' page, and enter your address or ZIP code. The tool will provide you with a list of nearby branches and ATMs along with their operating hours.

If your card is lost or stolen, please report it immediately by calling our customer service hotline at +1 (479) 689 1145. Our representatives are available 24/7 to assist you. We will deactivate your lost or stolen card to prevent unauthorized transactions and issue you a replacement card as soon as possible.

Our customer service number is +1 (479) 689 1145. Our dedicated support team is available to assist you with any inquiries or issues you may have. For your convenience, we offer 24/7 customer support.

To reset your PIN, you can use our online banking platform or visit one of our ATMs. For online banking, log in to your account, navigate to the 'Account Settings' section, and select 'Reset PIN'. Follow the prompts to create a new PIN. At our ATMs, simply insert your card, enter your current PIN, and follow the instructions to change your PIN.

To use Digital Banking, you need to have an active Wells Fargo Capital account and a compatible device with internet access. You will also need to register for online banking by providing your account details and setting up a secure password. Once registered, you can access your accounts, manage transactions, and use other online banking features through our website or mobile app.

Yes, our digital banking platform is designed with advanced security features to protect your personal and financial information. We use encryption, multi-factor authentication, and continuous monitoring to safeguard your data. Additionally, we recommend that you follow best practices such as using strong passwords, regularly updating your devices, and being cautious of phishing attempts.

Ready to get started?

It only takes a few minutes to register your FREE Wells Fargo Capital Online BanK account.

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